Privacy Policy – BuildMyCredit™
Effective Date: 31/10/2025
Contact: moneypenny@buildmycredit.co.za
1. Introduction
Your privacy matters to us. BuildMyCredit™ is committed to protecting your personal information in line with POPIA and promoting transparency in how data is collected, used, and stored.
2. Information We Collect
We collect:
- Personal details (name, email, phone number, ID number if required)
- Payment details (for EFT or gateway transactions)
- Course and affiliate activity data
- Device and analytics information (cookies, browser data)
3. How We Use Your Information
We use your data to:
- Create and manage your learner, instructor, or affiliate account
- Process payments and commissions
- Deliver course content and support
- Improve our platform and marketing
- Comply with legal obligations
4. Data Sharing
We do not sell your data.
We may share it with:
- Payment processors or banks (for EFT)
- Hosting and analytics providers
- Government authorities if required by law
5. Cookies and Tracking
Our website uses cookies to improve your experience and remember your preferences. You may disable cookies in your browser, but some features may not work properly.
6. Data Security
We implement reasonable security measures — including encryption, access control, and regular monitoring — to protect your data from unauthorized access, loss, or misuse.
7. Your Rights under POPIA
You have the right to:
- Request access to your personal information
- Correct or update your information
- Request that we delete your information (subject to legal limits)
- Object to certain processing activities
- Withdraw consent for marketing
Requests can be made via moneypenny@buildmycredit.co.za.
8. Data Retention
We retain your data only as long as necessary for legal, accounting, or educational purposes.
9. Third-Party Links
Our site may link to external websites. BuildMyCredit™ is not responsible for their privacy practices.
10. Contact Us
Questions or requests regarding privacy should be sent to:
📧 moneypenny@buildmycredit.co.za
11. Updates
This policy may be updated periodically. Continued use of the website indicates acceptance of the updated policy.